About the Journal

The Nigerian Journal of Rural Finance and Entrepreneurship (NJRFE) is a biannual, double-blind,
peer-reviewed journal that focuses on theoretical, empirical, and conceptual research in the broad
fields of entrepreneurship, rural finance, management, and economics. To ensure originality and
scholarly relevance, each submission undergoes a rigorous review process involving at least one peer
reviewer and an editorial review. Submitted papers must be original, unpublished, and not under
consideration for publication elsewhere. To uphold academic integrity and ethical standards, all
submissions will undergo a plagiarism check. Papers that fail the plagiarism test will be rejected. The
opinions expressed in published articles are solely those of the authors and do not necessarily reflect
the views of the Editorial Board. The NJRFE is published twice a year, in June and December. A
maximum of two submissions per issue is allowed per author as the lead author.

SUBMISSION GUIDELINES FOR THE MANUSCRIPTS
Authors are required to strictly adhere to the following guidelines as part of the submission procedures.
Submissions that do not adhere to the guidelines will be rejected.

• The cover page should include author(s) title, full name(s), institutional affiliation address, email address
  and phone number(s) must appear on the cover page.
•  The submission file should be in Open Office file, Microsoft Word or WordPerfect document.
• Abstract should not exceed 300 words and should be in italics and single line spacing with 5 (five)
  keywords arranged alphabetically.
• The text of the manuscript should not exceed 8000 words with 1.5 spacing using a 12-point font (Times
  New Roman); italics should be used in place of underlining except for URL addresses; place all
  illustrations, tables and figures within the text at the appropriate places, not at the end. Titles and section
  headlines should be clear and brief. Sources for tables and images should be provided.
• When using a word which is or is asserted to be a proprietary term or trademark, authors must use the
  symbol ® or TM.
• Manuscripts covering investigations should be compiled in the following order: title page; abstract;
  keywords; introduction, literature review, materials and methods, results and discussion, conclusion and
  recommendations; references APA 7th edition.
• All manuscripts should be accompanied with evidence of payment of a non-refundable+
• assessment fee of N5, 000 or $10 via this email address icerfejournalabu@gmail.com
• Payment of N25, 000 or $40 publication fee for every article accepted for publication will be required.
• All payments should be made to; Account Name: INT. CNTR FOR RURAL FIN. (INFR. A/C) Account
  Number: 0303101863 Bank: ABU MICRO FINANCE BANK
• All manuscript submitted will be subjected to plagiarism test and papers with plagiarism rate above 20%
  will be REJECTED. NJRFE Journal is published online.
  • FOR ENQUIRY CONTACT:
  • Dr. Idris Bashir Bugaje 
    Editor in Chief 
    08034001270
  • Mrs Maimuna I. Suleiman Editorial Secretary 08035841970