MODERATING EFFECT OF SELF - EFFICACY ON THE RELATIONSHIP BETWEEN ATTITUDE ON INTENTION TO INVEST IN MSMES AMONG UNDERGRADUATES IN FEDERAL POLYTECHNIC BAUCHI

Authors

  • R. Abba Department of Banking and Finance, Federal Polytechnic Bauchi, Bauchi.
  • M. B. Saidu Department of Accounting, A.B.U Business School, ABU, Zaria.
  • A. A. Gemu Department of Business Administration, A.B.U Business School, ABU, Zaria.
  • T. M. Bashir Department of Business Administration, A.B.U Business School, ABU, Zaria.

Keywords:

Attitude; Entrepreneurship; Intention to invest; Investment; Self- Efficacy.

Abstract

This study examined the moderating effect of self - efficacy on the relationship
between attitudes on intention to invest in MSMEs among undergraduates in
federal polytechnic Bauchi. The study adopted survey cross-sectional research
design and collected data using primary method via structured questionnaires.
The census population was adopted for this study. The data collected were
analyzed using PLS-SEM statistical method with the help of SmatPLS software.
The finding of the study revealed that students’ attitude significantly determined
their investment intention positively. On the moderation result, self-efficacy was
found not to moderate the relationship between attitude and investment intention.
In view of the above findings, this study recommended that in cultivating an
entrepreneurial attitude, lectures must be designed to be practice-oriented by
using an existing investment gallery as an open learning space. Also, the study
recommends that despite the fact self-efficacy does not moderate the relationship
between students’ attitudes and investment intention, educators should focus on
increasing self-efficacy in their curriculum in order to boost students’ self-
confidence in investing into entrepreneurship.

Published

2023-12-28

Issue

Vol. 1 No. 1&2 (2023)

Section

Articles